Retiring in Israel from New York Housing Guide
Retiring in Israel from New York Housing Guide
After decades of subway commutes, co-op meetings and winter storms, many New York retirees look to Israel for the next chapter. Some are following children who made aliyah from Riverdale, Queens or the Five Towns. Others have spent years coming for Sukkot and now want to stay. Retirement housing is different from family housing. It needs to work if mobility changes, it should keep you close to doctors, shops and friends, and it should support an active social life. This guide covers those choices for New Yorkers, along with a few practical notes on finances and health coverage that are best confirmed with professionals.
What a Good Retirement Apartment Looks Like
Elevator access and ideally a step-free entrance
A layout that works on one level
Bathrooms with room for grab bars and a walk-in shower
A protected room that doubles as a guest room
A balcony with shade for the long Israeli summer
Clinics, pharmacies and a supermarket within walking distance
Cities New York Retirees Often Choose
Jerusalem attracts retirees who want culture, learning and synagogue life, and neighborhoods such as Baka, the German Colony, Talbiya and Arnona have many English-speaking seniors. Netanya offers the sea, an active promenade and a long-established community of English and French speakers.
Raanana and Kfar Saba are green and orderly, with a suburban feel that suits retirees from Westchester or Long Island. Modiin and Beit Shemesh attract grandparents who want to be part of daily life with young families.
Community Makes the Difference
Loneliness is a real risk in any move. Look for a neighborhood with English-speaking synagogues, lectures, volunteering and clubs. Many retirees find that joining a community early, even before they finish unpacking, shapes how happy they are in Israel.
Senior residences and assisted living facilities exist in several cities and can combine independence with services. Visit before deciding, since models vary.
Healthcare and Coverage
New immigrants generally join one of the Israeli health funds, which provide care under the national health insurance system. Check which branch and which hospital serve the neighborhood you are considering. Medicare generally does not pay for care outside the United States, so speak with a US advisor if you plan to split time between Israel and New York.
Finances Across Two Countries
Social Security, pensions, retirement accounts and the sale of a New York home all raise tax questions when you live in Israel. The US Israel tax treaty and the rules for new immigrants may be relevant. Consult a US CPA who works with Americans in Israel and an Israeli tax advisor before you sell or move money. We coordinate with these professionals but do not give tax advice.
Timing the Move
Many retirees rent in Israel for a season before buying. It gives you time to test the neighborhood in winter and summer and to see how you feel living away from New York. With Israel usually seven hours ahead and nonstop flights from JFK and Newark, staying in touch with family and friends back home is easier than many expect.
Frequently asked questions
Is Netanya or Jerusalem better for retirement
Netanya suits those who love the sea and a relaxed pace, while Jerusalem suits those who want culture, learning and synagogue life. Both have large English-speaking communities.
Should I sell my New York home before moving
It depends on your finances and plans. Some retirees rent their New York home for a period. Speak with a US CPA before deciding.
Will I have health coverage in Israel
New immigrants generally join an Israeli health fund. Your specific eligibility should be confirmed with the relevant authorities.
Are there senior residences with English speakers
Yes, several cities have senior residences where English is commonly spoken. Visiting in person is the best way to compare.
Elkayam Group
Elkayam Group is a Tel Aviv company at Rival Street 37, carrying forward a family business that three generations have built since 1945. The team speaks English, Hebrew and French and brings experience from development and urban renewal, which helps retirees evaluate elevators, access and building condition with a builder's eye.
Planning your retirement in Israel. Let us help you find a home that fits the years ahead.
+972-53-658-4252 · support@kobielkayamrealestateltd.com · Rival St 37, Tel Aviv